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If you've bought a home before, or if you're looking to buy a home now, you've probably come across the "20% rule". This is a rule stating that you should pay at least 20% of a home's sale price upon purchase, leaving the rest to financing. It has existed for decades...

Having a hard time getting a mortgage even though you have major plans about building your dream home? Banks have become reluctant when it comes to granting mortgages given the new regulations and legislation surrounding the financial sector. The rules are especially...

Home prices have witnessed a record high, hitting 48%  increase since 2011, which has led to affordability challenges for most Americans. The high cost of owning a home has led people to opt for mortgages. With a mortgage plan, you can afford your dream home with...

Buying a new home is an exciting time in your life and you need to work with a team you can trust. When you work with our team at Robus Mortgage, it's like working with 20+ brokers at once. We can handle all types of conventional loans and can show you how to qualify...